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✅ Terms of Use

Effective Date: [5/27/2025]
Last Updated: [5/27/2025]

Welcome to WeMakeInsurancePay.com (“Website,” “we,” “us,” or “our”). Please read these Terms of Use (“Terms”) carefully before using our Website. By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

1. Use at Your Own Risk

All information provided on this Website is for general informational and educational purposes only. We do our best to ensure accuracy, but you agree to use this site and its contents entirely at your own risk.

2. No Guarantees

WeMakeInsurancePay.com does not guarantee that any referral, recommendation, or information provided will result in compensation, successful claims, or completed services. Outcomes vary based on multiple factors outside of our control, including the behavior of third-party service providers and insurance adjusters.

3. Not a Contractor, Adjuster, or Law Firm

We are not a roofing contractor, insurance company, public adjuster, attorney, or licensed claims specialist. We are a homeowner advocacy and referral platform that connects users with independently operated service providers. Any contracts or arrangements made with third parties are solely between you and that provider.

4. Contractor Disclaimer

We attempt to work with vetted, licensed, and insured professionals. However, we make no warranties or guarantees regarding the quality, performance, or conduct of any contractor, business, or individual referred through this Website. WeMakeInsurancePay.com is not liable for any damages or disputes arising from those engagements.

5. Changes and Termination

We reserve the right to modify, suspend, or terminate this Website or its content at any time without notice. We may also refuse access or service to any user for any reason.

6. No Endorsement or Warranty

Any mention of a contractor, product, or service on the Website does not constitute an endorsement, warranty, or guarantee. Any reliance you place on such information is strictly at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, WeMakeInsurancePay.com and its owners, officers, agents, and affiliates are not liable for any direct, indirect, incidental, or consequential damages resulting from your use of this Website or engagement with any referred provider.

8. Indemnification

You agree to indemnify, defend, and hold harmless WeMakeInsurancePay.com from and against all claims, losses, damages, and expenses (including legal fees) arising out of your violation of these Terms or misuse of the Website.

9. Third-Party Websites

Our Website may link to third-party sites. We are not responsible for their content, policies, or services. You access them at your own risk.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Users outside of Texas or the United States are responsible for compliance with their local laws.

11. Dispute Resolution

Any disputes arising under these Terms shall be resolved through binding arbitration in Fort Worth, Texas, under the rules of the American Arbitration Association. You waive any right to bring claims in a court of law or participate in a class action.

12. Contact Us

WeMakeInsurancePay.com is not a contractor, public adjuster, insurance company, or legal advisor. We advocate for homeowners impacted by storm, fire, flood, or other property damage, helping them access vetted professionals and understand their insurance options.We partner with vetted local contractors and specialists to help homeowners understand their insurance rights and options. All referrals are non-binding, and homeowners are under no obligation to hire any contractor we recommend.

We do not interpret policies, negotiate claims, or provide legal or insurance advice. Always consult with a licensed public adjuster, attorney, or insurance representative for questions regarding your policy or specific claim.

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